We are here to help guide you through the often overwhelming process of creating a financial plan. We will work with you to:
Step 1: Review
We begin by reviewing where you are today and getting an understanding of your financial goals and objectives. Every family’s situation is unique, and we want to take care of our clients like they are part of our family. That is why it’s so important to learn as much as we can about your family and your financial goals and objectives. Having an intimate understanding of you helps us make precise recommendations that are best for your unique situation. As a result, we may take some time to discuss your hopes, dreams and objectives, and the things that matter to you. This is the basis for the first meeting with anyone we engage in a financial planning relationship.
Step 2: Analyze
After we know where you are, and what you’re trying to accomplish, we identify the areas of your plan that have not been addressed or are misaligned with your financial goals and objectives. As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don’t attach specific deadlines to their goals. By breaking down your financial goals to specific objectives, you can allocate the resources you have to maximize the positive impact your current resources have in accomplishing your financial plans. Sometimes, it helps you decide which goals are realistic, which need to be adjusted or scaled down, and which simply must be abandoned.
Step 3: Develop
When we identify areas that are misaligned with your financial plans or have not been addressed, we develop and implement a strategy to help you achieve your goals. Based on our conversation and analysis, we recommend the steps to take so your dreams become tomorrow’s reality.
Step 4: Coordinate
Often times, there are other strategic Advisers you work with such as your CPA or Attorney. Any piece of your financial plan in isolation is not as strong as the whole. That’s why we serve as the quarterback for your financial activities. We regularly coordinate our clients’ insurance and financial activities with the other members of their team of financial, tax, and legal advisors. We can do the same for you.
Step 5: Implement
We work with you and your trusted Advisers to implement the recommended strategy one step at a time. We monitor the progress and financial plan over time adjust as your needs and situations change.
Step 6: Monitor
Financial planning is not a one-shot deal. Strategies need to be adjusted as your life and the economy changes. Our vision is to take care of our clients just like they are a part of our family. We work with you over the years to help keep your plan on track as your life happens.
